Erection All Risk (EAR) Insurance
When you're trying to reach new heights, worrying about things going wrong can be a bit distracting.
Why not have someone else do the worrying for you.
Our Erection All Risk (EAR) policy offers you comprehensive cover against all risks involved in the erection of machinery, plant and steel structures.
You are also covered for any third-party claims for property damage or bodily injury, arising in connection with the execution of an erection project.
What's Covered
The policy provides you with a very wide cover. Almost any sudden and unforeseen loss or damage to the property insured on the erection site, during the period of insurance, will be indemnified. Below are some of the most important causes covered under this policy.
- Fire, lightning, explosion
- Flood, inundation
- Windstorm of any kind
- Earthquake
- Theft, burglary
- Faults in erection
- Negligence, lack of skill, lack of experience, malicious acts
- Short-circuit, arcing, excess voltage
- Excess pressure or vacuum, tearing apart on account of centrifugal force
- Any loss or damage on-site, due to collapse, foreign objects, during transport of items to be erected, etc.
Extensions
Maintenance Visits Cover
Extended Maintenance Cover
Maintenance Guarantee Cover
How to Get Insured
- Apply by Phone Call us at 800 SUKOON (785666) for more information and to enrol over the phone.
- Apply by Email Drop us an email with all your details and we'll get back to you soon.
- Apply in Person Walk into one of our branches to get information, apply, and enrol in person.
Product Resources
FAQs
- Can I cancel a Contractor's All Risk or Erection All Risk policy at any time? No, sorry, these are non-cancellable policies.
- Do you cover faulty design, defective material and workmanship? No, any loss or damage to items that are immediately affected by the above are not covered. However, your insurance can be extended to cover any loss or damage to the correctly executed items resulting from an accident that happened because of faulty design, defective material or workmanship.
- Is war risk cover compulsory? No, it's not. It totally depends on you. But we would say that it is advisable.
- Our stock rotates every month. How will you provide coverage for it? So, this is how it goes. You will need to estimate the maximum value of the stock that you may be holding at a particular point of time during the policy. This will be considered as the sum insured and the premium rate is charged based on this amount.
Downloads
- Application Form - Erection All Risk Download
- The claim was processed within no time & the approved amount was transferred online on the same day I got the claim summary report. Much appreciated. Firoz
- So far, I have been very happy with the cover. It is speedy and I particularly appreciate the SMS messages to give ongoing updates about the process. Katie
- The customer service I received from your staff was very good. They were friendly and very professional at the same time. They helped me with my queries. Your website too is very user friendly. Sandra
- The staff was very helpful with the queries and assisted in all my requests. The service was very quick and prompt in the policy issue process. Fahmida
- Coverage, premium, service, response, quality of interaction, ease of application, payment, post-sales services & all additional benefits everything is perfectly fine. Gilbert
- The employee was very co-operative and fast, plus gave me discount. Finished everything online, no need to visit any office. Muna
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